These 7 Online Banking Features Are Must-Haves

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. APY = Annual Percentage Yield. APYs are subject to change at any time without notice.

In the past few years, online banking has gotten more sophisticated, mobile-first, and customer-friendly. So many everyday banking transactions can now be accomplished online or by mobile app, that "online banking" might as well just be called "banking."

If you're comfortable doing most of your banking online, there are fewer reasons to go to a bank branch anymore. Here are a few of the best online banking features to look for in your next banking app, checking account, or savings account.